Senators: Enforce the New Credit CARD Act

No law works without enforcement, and if we have to rely on the Federal Reserve to enforce the Credit CARD Act, the sad truth is that the industry will be able to influence how strictly it's policed.

This is a job for an independent Consumer Financial Protection Agency.

E-mail your senators and ask tell them to back up the Credit CARD Act by passing a Consumer Financial Protection Agency.

It was your public outcry that passed this law over the objections of the industry—and you can do it again.

Petition Text Dear Senator, One reason we needed the Credit CARD Act is that current bank regulators have encouraged credit card company tricks designed to trap consumers with unfair fees and high-cost debt. We can’t rely on the bank regulators who were part of the problem to protect consumers. We need to enact a strong, independent Consumer Financial Protection Agency (CFPA) to enforce the Credit CARD Act and other consumer laws. We have an FDA to prevent dangerous meat and prescription drugs from harming consumers, and we need a strong, independent CFPA to prevent dangerous credit cards and predatory mortgages from harming us, too.

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