Consumers Guide to Credit Cards

The credit card industry has stepped up marketing and changed the rules to trap consumers into a cycle of high fees, penlaty, interest charges and other unfair practices. The following are tricks and tips to know to avoid credit card debt.

These days, having a credit card is almost a necessity. In most households across the country, a credit card is essential to building up and maintaining a strong fi nancial history while adding convenience to daily life. On campus, students rely on credit to pay for educational needs like textbooks, tuition and transportation.

But to make more profi t, the credit card industry has stepped up marketing and changed the rules to trap consumers into a cycle of high fees, penalty interest charges and other unfair practices.

The following are the tricks and tips to know to avoid credit card debt.

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