Report:

Consumers Guide to Credit Cards

These days, having a credit card is almost a necessity. In most households across the country, a credit card is essential to building up and maintaining a strong fi nancial history while adding convenience to daily life. On campus, students rely on credit to pay for educational needs like textbooks, tuition and transportation.

But to make more profi t, the credit card industry has stepped up marketing and changed the rules to trap consumers into a cycle of high fees, penalty interest charges and other unfair practices.

The following are the tricks and tips to know to avoid credit card debt.

Defend the CFPB

Tell your senators to oppose the “Financial CHOICE Act,” which would gut Wall Street reforms and destroy the Consumer Financial Protection Bureau as we know it.

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